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![Featured picture for the property 202224230](http://images.marketleader.com/HouseImages/CRMLS/230/202224230.jpg?PhotoAccessKey=cfaf15d78ea50c0c99cdb3d0d0b5336f)
$220,000
3
2
Schenectady, NY
beds
baths
![Featured picture for the property 202219472](http://images.marketleader.com/HouseImages/CRMLS/472/202219472.jpg?PhotoAccessKey=cfaf15d78ea50c0c99cdb3d0d0b5336f)
$184,900
3
1
Schenectady, NY
beds
baths
![Featured picture for the property 202132124](http://images.marketleader.com/HouseImages/CRMLS/124/202132124.jpg?PhotoAccessKey=cfaf15d78ea50c0c99cdb3d0d0b5336f)
$115,000
3
1
Schenectady, NY
beds
baths
![Featured picture for the property 202133232](http://images.marketleader.com/HouseImages/CRMLS/232/202133232.jpg?PhotoAccessKey=cfaf15d78ea50c0c99cdb3d0d0b5336f)
$130,000
3
2
North Greenbush, NY
beds
baths
![Link to full blog post article](http://images.marketleader.com/assets/system/3111784_m.jpg)
Warn Buyers: Earnest Money Mistakes to Avoid
Once a buyer settles on a home, they often show their commitment with an earnest-money deposit. But if they’re not careful, they could lose thousands of dollars.
Here are the do's and don'ts:
Failing to understand exactly what an earnest-money deposit is.
It is proof that a buyer is committed to completing the sale. Earnest money is used as credit toward the down payment and closing costs. It’s often a negotiable amount between the buyer and seller and usually about 1 percent to 2 percent of the purchase price, although it could be much higher.
Not offering up enough.
When a market is competitive, offering more earnest money may be one way to get your offer to stand out. Real estate pro …